Financial

Making a Kmart Layaway Payment

• Account login is required to begin payment process
• Extensive Frequently Asked Questions are provided
• Customer service contact information is available

Making a payment for an item on layaway is a necessary step (necessary if one ever wants to receive the item that is).  With that being said, such an important process should never be overly complicated for the customer.  Fortunately, those who have chosen to purchase an item on layaway from Kmart won’t have to worry about a burdensome or convoluted online payment process.  A Kmart layaway payment can be initiated by going to the store’s online layaway center and clicking the Make a Payment circle to be directed to a login screen where an email address and account password can be entered to gain access and take care of the payment.  Those who have yet to sign up for online access can do so by clicking the Join for Free link and filling out the available Kmart membership registration form.  Once a new account has been successfully created an email address and password can be entered to sign in and make the Kmart layaway payment.

More on Kmart Layaway Contracts

• Most contracts run for 8 weeks (plenty of time to come up with the needed cash!)
• 12 week contracts are available in-store for purchases of $300 or more (space it out)
• 8 week contracts require a $5 service fee while 12 weeks contracts require a $10 fee
• Canceled contracts will refund all payments made to date other than the service fees
• 8 week contracts require 4 payments while 12 week contracts require 6 payments

It is important to point out that there is a 7 day grace period for Kmart layaways payments that are missed.  Payments that are still not made after the grace period has ended will cause the contract to be cancelled and the item to be returned to stock.  In addition to losing the item, a cancellation fee will be applied due to contracts canceled for missed payments (it PAYS to PAY on time!).  It should be noted that a $10 down payment is required for all items being purchased on layaway.  Questions about the Kmart layaway program can be addressed by reaching out to the store’s customer service department.

Kmart Customer Service Contact Information

• prorders@customerservice.kmart.com
• 888-331-4568

Reference

• www.kmart.com/layaway payment

Starting a Drive First Choice Inventory Search

• Featured listings can be reviewed and applied for
• Additional automobiles are available for review
• Online financial calculator is available for use

When it comes to finding and financing the right vehicle the search usually isn’t easy (to say the least).  Fortunately, it appears that Drive First Choice is up to the challenge of helping out with BOTH the finding AND the financing of a new vehicle.  The search for a new ride can be initiated by going to the Drive First Choice Inventory page and browsing the available vehicles found in the Featured Listings section.  More information about each of the specific vehicles listed in the section can be reviewed by Car Details button (miles, engine type, transmission style, color, fuel type, and VIN).  Once interested in taking the next step, the Get Approved button can be clicked to use the available financial calculator and apply for a personal loan (will be directed away from the Drive First Choice Inventory page to a new site).  Those with questions about the services Drive First Choice has to offer can find out more by reviewing the available FAQs posted at the top of the page.

About Drive First Choice

• If a vehicle is no longer available customers may be matched with a similar one
• Information provided is only dispensed for application purposes (very calming)
• Can help find loan approvals for individuals of many different credit backgrounds
• Vehicle financing may be available even for borrowers with a past bankruptcy

Those who wish to read the available reviews from past customers can do so by clicking the Testimonials link posted at the top of the Drive First Choice Inventory page.  The Insurance Quote link can be clicked to be directed to a new page where a variety of different automobile insurance options can be reviewed.  Those who wish to book an appointment can do so by calling Drive First Choice directly (just pick up the phone and start dialing!).

Drive First Choice Phone Number

• 408-752-4684

Reference

• www.drivefirstchoice.com/inventory

How to Make a PRC Online Payment

• Account number from the notice must be entered
• Audio instructions on how to begin are provided
• Profession Recovery Consultants can be contacted

When it finally comes time to settle up on a past due debt sometimes the best way to go about it is the tried and true “band-aid method” (the faster it’s done the less painful the experience).  With that being said, those who need to take care of a debt being collected by Profession Recovery Consultants won’t have to worry about a long and drawn out payment process.  An easy online payment can be initiated by going to the PRC Online Payment system and entering the account number shown on the notice along with a zip code to login and bring up the outstanding debt.  Once logged into the system an easy online payment can be processed (cross it off the things to do list!).  Those who could use some audio instructions on how to use the PRC Online Payment system can click the Press to Hear Me Talk button (a professional looking animated lady calmly delivers the instructions).

Profession Recovery Consultants, Inc. in the Community 

• Each year the company chooses a new charity to offer support (BRAVO!)
• In 2014 the company adopted the The St. Baldrick’s Foundation charity
• PRC has been a proud supporter of the Shriner’s Circus in Raleigh, NC
• Has supported the UNC Educational Foundation for more than 30 years
• PRC is currently throwing support behind the Durham Rescue Mission

Those who prefer not to hear the voice of the animated character can click the Mute button posted at the PRC Online Payment system to turn off the audio instructions (sometimes a little peace and quiet is called for).  Questions about resolving a debt can be addressed over the phone by calling 800-991-5265.  PRC clients with questions for the company can seek assistance by dialing 800-868-7724.  General inquiries for the PRC can be sent to the company’s offices in Durham, NC.

Profession Recovery Consultants, Inc Address

• 2700 Meridian Parkway, Suite 200
• Durham, NC 27713

Reference

• www.prconlinepayment.com

Get Ultimate Today! (Here’s How)

• Reference code on the mail offer can be used to begin
• Alternative non-reference code application is provided
• Santander Bank customer service number is available

The thrill of receiving an exclusive credit card offer can sometimes be dampered by a tedious or hard to understand application process.  Fortunately, those who received an exclusive mail offer for the Santander Ultimate Cash Back credit card shouldn’t have to worry about encountering such a let down.  The simple process of starting an online application can be initiated by going to the Get Ultimate Today page and entering the reference code shown on the mail offer.  Once the code has been entered the last 4 digits of the applicant’s SSN can be typed in before clicking the Submit button to proceed to the online application.  Applicants who can’t seem to find the reference code may want to hover over the Where can I find my reference code? link to bring up a sample image showing exactly where it can be found on the mail offer (hint: it’s at the very top of the letter as it should be!).

Why should I get Ultimate today??

• Score a $100 CASH BONUS when spending $500 in net new purchases in the first 90 days
• No fees for balance transfers, returned payments, cash advances, or foreign transactions
• Receive 1.5% in CASH BACK on all net new retail purchases (no categories and no limits!)
• A comforting introductory APR of 3% is offered on purchases within the first 90 days
• Cardholders will NOT have to fret over a pesky annual fee (talk about a HUGE relief!)

In the event a reference code wasn’t received the Don’t have a reference code? link can be clicked to enter a last name, date of birth, zip code, and the last 4 digits of a SSN to begin the online application process at the Get Ultimate Today page (don’t let something like a missing reference code get in the way of delicious CASH BACK!).  Those who could use some help through the application can try calling 877-768-2265 for assistance.  Corporate-related questions for the bank can be directed to the Santander offices in Boston, MA.

Santander Corporate Office Contact Information

• 75 State St., Boston, MA 02109
• 617-757-3410

References

• www.getultimatetoday.com
• www.santanderbank.com/ultimate

Entering My Engie Billing Account and Making Payments

• Quick ePayment process is available (no login required)
• New users must first register for online account access
• Existing users can login with a User ID and password
• Frequently Asked Questions are available for review

When making an online payment it’s always nice when it can be done WITHOUT logging into or registering for an account.  Those who need to take care of a bill for an Engie energy account can now do exactly that thanks to the simple ePayment process found at the My Engie Billing portal.  The process can be initiated by first clicking the ePay button to be directed to a new screen where a billing account number and zip code can be entered before clicking the Continue button to make a quick payment using a checking or savings account.  Those who are having some trouble coming up with the billing account number can click the link posted beneath the data entry fields to pull up a sample image of a statement that circles its exact location.  It’s worth pointing out that payments entered into the My Engie Billing account via ePay after 2 PM ET won’t be posted until he next business day (no need to be alarmed if it’s not showing up immediately!).

Cheers!  Anything else I should know about my Engie billing account?

• Two bills may be received in same period in the event of a correction (don’t flip out!)
• Copies of statements can be sent via mail or posted online (consider going green!)
• The ESID or utility number is associated with a premise address and doesn’t change
• Payment arrangements on past due balances can be initiated under the Ask Us tab
• Account profile contact information can be changed online under My Account List

Those who have yet to sign up for online access to the My Engie Billing portal can begin by clicking the Register Now! link to fill out the available online registration form.  Once an account has been successfully registered access can be completed by entering a User ID and account password before clicking the Login button to enter.  The link posted below the login field can be utilized to recover an account in the event a password or User ID has been lost or forgotten.  Those with general questions about an Engie billing account can try reviewing the information found under the FAQs link posted at the bottom  of the My Engie Billing page.  If the review of the FAQs proves fruitless customer care can be contacted by phone at 888-232-6206 or via email at custserv@na.engie.com (available from 8 AM to 7 PM ET).

Engie United States Headquarters Contact Information

• 500 12th Street, Suite 300, Oakland, CA 94607
• info@esus@engie.com
• 844-678-3772

Reference

• www.myengiebilling.com

Entering the New Credit SYF Service Login

• Existing User ID and password can be used to enter
• New cardholders can register for online account access
• Synchrony customer service contact information is available

When an old familiar credit card gets put out to pasture (or in this case outright ELIMINATED) one tends to feel the unwelcome symptoms of anxiety begin to creep up.  Fortunately, those who had been issued a now canceled “R” Us MasterCard (it’s the old credit card for Toys R Us if the name didn’t already give it away) won’t have to worry about any unease caused by a choppy account transition process.  After receiving the new Synchrony MasterCard in replacement of the old “R” Us card, cardholders can navigate to the newly established Credit SYF Service login page where account access can be gained using the EXACT SAME User ID and password associated with then old account (how’s that for ease of use??).  As if the process couldn’t get any more convenient the Remember User ID box can be checked prior to logging in to receive expedited account access in the future.  Those who wish to switch the language used to manage the account can do so by clicking one of the links posted at the top right hand side of the Credit SYF Service login page (English and Spanish are available).

Wait, what is Synchrony??

• A financial services company traded over the New York Stock Exchange under SYF
• Big name partners include Amazon, Walmart, and JC Penney (just to name a few!)
• Offers a Care Credit healthcare credit card that can be used to cover medical needs
• Saving products include CDs, High Yield Savings Accounts, Money Markets, and IRAs
• Exceeded a mind-bending $132 BILLION in financial sales in the 2017 (awe-inspiring)

New cardholders who have yet to sign up for online access to the Credit SYF Service login page can begin by clicking the Register button and entering a card number and zip code.  In the event a User ID or password has been forgotten, the links found beneath the login fields can be clicked to begin the account recovery process.  Those who are having trouble gaining access to an account after attempting to self-help recovery options can try utilizing the online chat tool at the top of the page.  General inquiries for Synchrony can be addressed by dialing 866-419-4096 (sometimes a quick phone call is the easiest way to go about things!).

Synchrony Mailing Address

• PO Box 105972, Atlanta, GA 30348-5972

Reference

• www.credit.syf.com/service
• www.synchrony.com/about-us

Making an Online DFW Airport Citation Payment

• Citation number can be used to begin payment
• VIN and license plate searches are also available
• Citation support is available by phone or email

The truth of the matter is nobody likes having to pay a ticket (at least those among us who ARE NOT gluttons for punishment).  However, equally true is the fact that tickets don’t get paid by themselves.  Fortunately, this once tedious task can now be taken care of online in many cases.  An example of this is the convenient DFW Airport Citation payment portal that comes complete with a helpful FAQ list and allows for the fast and easy online payment of a ticket (or TICKETS for those who have really been getting after it!).  The online payment process can be initiated upon arrival at the portal by first clicking the Pay Online link to be directed to a new page where a citation number can be entered to locate the ticket that needs paying.  Those who don’t happen to have the citation number at hand can try entering a VIN or license plate number and state into the DFW Airport Citation payment portal as an alternative means to locating the ticket (these methods will show ALL open tickets so some may need to brace themselves!).

What else should I know before I go and pay this ticket?

• It could take a day or two for new tickets to be uploaded into the database
• Online payments are not available between 1:45 AM and 2:00 AM CST each night
• Citations that go without a response for 15 days will DOUBLE in cost (bummer)
• Tickets for vehicles that have been booted CANNOT be paid through the portal
• Receipts are available to be printed or sent via email (something to hold on to)

In the event that more than one ticket appears after conducting the search, any or all can be selected for payment by checking the box posted next to each.  The extensive FAQ list can be reviewed by scrolling to the bottom of the DFW Airport Citation payment portal and clicking on the available links.  Those who are in need of support can try calling 866-449-7566 or sending an email to airportinfocenter@dfwaiport.com for further assistance.  Citations can be disputed by appearing at the Ground Transportation and Parking Citation Administration Office between the hours of 9 AM and 2 PM CST (it should only take about 15 to 30 minutes so it may be worth a shot!).

Ground Transportation and Parking Citation Administration Office Address

• 2444 Carbon Rd., DFW Airport, TX 75261

Reference

• www.dfwairport.com/citation

 

TH Bill Pay

• Two convenient payment methods are available
• Patient insurance information can be provided
• Frequently Asked Questions can be reviewed

Patients who have recently received medical treatment can now take action to settle things up by using one of two easy online payment methods available from TeamHealth Patient Billing Services at the TH Bill Pay page (sure beats driving to the provider’s business office and cutting a check!).  The payment process can be initiated upon arrival at the page by first clicking the Make Payment button and entering an account number (pay by credit card or pay by e-check).   Once the account number has been successfully entered the Submit button can be clicked to pull up the billing information and proceed with the online payment.  Those who find themselves a little unsure about the account number can click the link located beneath the field at the TH Bill Pay page to bring up a sample image that shows its exact location.

Thanks!  Anything else I need to be aware of?

• Patients may receive two bills (one from the physicians group and one from the hospital)
• Hospitalists are doctors who specialize in treating patients who have been admitted
• TeamHealth contracts with hospitals to provide administrative and staffing solutions
• Medication and nursing services charges may be placed on the bill from the hospital

Patients who wish to turn a bill over to insurance can click on the Provide Insurance Information link located at the top right hand side of the TH Bill Pay page (an account number and type of insurance must be entered to proceed).  It should be pointed out that the current available options for type of insurance include Medicare, Medicaid, Blue Cross/Blue Shield, Champus, Workers Compensation, Other, or Automobile.  The Account link at the top left hand side of the page can be clicked to get a general overview of account activity.  Patients with questions about an account can try contacting the National Patient Service Center at 888-952-6772 between the hours of 8 AM and 8 PM ET Monday through Friday or between 10 AM and 3 PM on Saturdays (when in doubt pick up the phone and talk with a friendly agent!).

TeamHealth Mailing Address

• 265 Brookview Centre Way, Suite 400
• Knoxville, TN 37919

References

• www.thbillpay.com

Credit Limit Increase Citi Cards

• Account login is required to begin increase request
• New users can register for online account access
• Citi credit cards contact information is available

Let’s face it, nobody likes being short on credit (especially when it’s needed the most).  Fortunately, Citi cardholders can now take action to remedy such a situation by requesting an online credit limit increase.  The process of completing the request can be initiated by going to the Credit Limit Increase Citi page and signing in with existing login credentials (User ID and account password).  It’s worth offering as a side note that those who plan on entering the account often can go ahead and check the Remember My ID box prior to clicking the Sign On button to have login information saved for expedited access in the future.  After successfully signing into the Credit Limit Increase Citi page cardholders can check to see if they are eligible for an increase in credit, and if so, complete the online request.  Those who are having problems logging in due forgotten login credentials can click the Forgot your User ID or password? link to begin the account recovery process.

A Look at the Lower Interest Credit Cards Offered by Citi

• Citi Simplicity Card – Save the fret for another day as no late fees or penalty rates apply
• Citi Diamond Preferred Card – Offers great benefits and protection with a low intro rate
• Citi Thank You Preferred Card – Get double the points on dining and entertainment!
• All of the previous cards come with a 0% intro APR on purchases and balance transfers
• ZERO annual fees will be charged on all of the previously cited Citi lower interest cards

It should be pointed out that a customer type (bank and credit card or mortgage) must be selected prior to proceeding with the account credential recovery process.  Bank and credit card customers will need to enter a card number to proceed with the recovery process while mortgage customers must enter an email address.  Those who have yet to register an account must do so prior to being able to request a limit increase.  The account registration process can be initiated by clicking the Register Now button posted at the bottom of the Credit Limit Increase Citi page.  Those who are having problems completing the credit limit increase request can try reaching out to a Citi technical support agent at 800-347-4934.  Business-related questions for Citi can be directed to the company’s corporate offices in New York, NY.

Citi Corporate Office Contact Information

• 388 Greenwich St., New York, NY 10013
• 800-285-3000

Reference

• www.creditlimitincrease.citi.com

Progressive LP

• Online password recovery assistance is provided
• Retailer procedures information can be reviewed
• Progressive Leasing contact information is available

An online portal is often judged by the amount of assistance it can provide to those who use it.  With that being said, it’s fairly easy to give the Progressive LP portal a passing grade (with flying colors in fact!).  Those who are in need of immediate assistance due to being unable to access an account over a lost or forgotten password can begin the simple reset process by clicking the Forgot Password button located under the login fields.   After the account password has been successfully restored, access to the portal can be gained by entering a username and password prior to hitting the Login button.  Users who require support contact information can click the Contact link posted at the top of the Progressive LP portal to be directed to a new page where the needed information will be displayed (includes mailing address, phone numbers, email address, and hours of operation).

A Look at Progressive Leasing

• Offers no credit needed purchasing to help those with credit issues purchase goods
• Services assist retail stores by increasing revenue and improving customer satisfaction
• Has hired 400 employees to help with support each of the previous two years (THANKS!)
• Approves up to 65 and 75 percent of primary denials (for affordable amounts to boot!)
• Has been a proven industry leader for over 19 years (a true veteran in the industry)

Users who wish to review procedural information for retailers can do so by clicking the link posted at the top of the Progressive LP portal (appears after clicking the Contact link).  Those who are done reviewing the contact information section can return to the login screen by clicking the Home link posted at the top left hand side of the page.  Questions for Progressive Leasing can be addressed by contacting the company between its normal hours of operation of 7 AM and 10 PM Monday through Saturday and from 8 AM and 8 PM on Sundays.

Progressive Leasing Contact Information

• 256 West Data Dr., Draper, UT 84020
• retailersupport@progleasing.com
• 877-898-1970 (customer service)
• 855-222-0801 (merchant support)

References

• www.progressivelp.com
• www.progleasing.com/company/about-us