Insurance

Online Access to My Pearl Policy

• Existing users can login to manage an account
• Payments can be made without logging in
• Pearl contact information is available

It’s always nice when something as simple as an online payment can be made without the extra step of logging into an account first.  An example of such a convenient set up can be found at the My Pearl Policy account access page.  Those who would rather skip the step of logging in before making a quick payment can do so by clicking the Make a Payment button and entering a policy number, zip code, and date of birth before clicking the Continue button to proceed towards the payment information.  Similarly, customers who only need to get their hands on new ID cards can do so without logging in by clicking the Get ID Cards button and entering the same information needed to make a payment.  Those who actually need to enter an account can do so by entering an email address and password into the My Pearl Policy account access page before clicking the Login button (because every once in a while an account actually needs to be managed!).

About Pearl Holding Group

• Represents both Ocean Harbor Casualty Insurance as well as Equity Insurance
• Has been doing business in the state of Florida dating all the way back to 1991
• Sells products only through the independent agent channel (a VERY good thing)
• Products include liability, PIP, collision, comprehensive, and UM coverages
• Offers a roadside assist program that can be added to ANY policy (good idea)

Those who have yet to sign up for online account access can begin by clicking the Sign Up button and entering an email address, date of birth, policy number, and password (signing up for convenient online access is ALWAYS a good idea).  The My Pearl Policy mobile app can be downloaded by clicking the icons posted at the bottom left hand side of the account access page (even MORE convenient than traditional online access).  Customers who need to file a new claim (or check status of an existing one) can try getting in touch with the Pearl Holding Group claims department.

Pearl Holding Groups Claims Contact Information

• PO Box 451119, Sunrise, FL 33345
• Phone – 954-587-2299
• Fax – 954-584-9955

References

• www.mypearlpolicy.com

New York Life VSC

• Online account recovery assistance is available
• New users can register for online account access
• New York Life contact information is available

The thrill of logging into an online account can be greatly diminished after seeing a message stating the login attempt has fallen flat on its face.  Fortunately, many online accounts now have a self-help recovery process allowing users to regain access as soon as possible.  Those who find themselves locked out of the New York Life VSC portal can begin by first, remaining calm, and second clicking the Can’t access your account? link located beneath the login fields.  After clicking the link the account recovery process can be initiated by entering a policy number, last name, date of birth, and last 4 digits of the account holder’s Social Security Number before clicking the Next button to proceed.  The Cancel button can be clicked at anytime to back of the account recovery process and return to the login screen where a username and password can be entered to sign in.  Those who plan on popping into the New York Life VSC portal often may want to consider checking the Remember My Username box before logging in to gain access all that much faster in the future.

Inside the Numbers at New York Life 

• The company has increased its dividend pay out by a whopping 36% since 2012
• As of 2017 New York Life had a $993 BILLION of individual life insurance in force
• Its agents were responsible for $1.7 million in donations in 2019 (good looking out!)
• Bonds and mortgage loans are the majority of the company’s investment portfolio
• Exceeded 1 billion in insurance sales each of the past 5 years (keep up to good work!)

Customers who have yet to register for access to the New York Life VSC portal can begin by clicking the Get Started and Register link and entering a policy number, last name, date of birth, last 4 digits of the account holder’s Social Security Number, and an email address (same as when trying to regain access to an account with the exception of the added email address).  More information about New York Life can be reviewed by clicking the links posted at the top of the portal (Insure, Invest, Retire, Learn).  General questions regarding a New York Life account can be addressed by contacting the company’s service center between the hours 8:30 AM EST and 5:30 PM EST Monday through Friday.

New York Life Contact Information

• PO Box 9859, Providence, RI 02940
• Phone – 800-762-6212
• Fax – 508-599-6109

Reference

• www.newyorklife.com/vsc

 

 

VIP Member Benefits Verify

• New users can register for online access
• Existing users can enter with login credentials
• National General contact information is available

When it comes to registering for online access to a new insurance account it’s nice to be treated like a VIP.  Judging by the fast and easy account registration process found at the VIP Member Benefits Verify page, that’s exactly how National General Accident & Health customers will feel.  The process can be initiated by clicking the Register a New Account link and entering an email address before creating an account password.  It’s worth noting that passwords must be at least 6 characters in length and include both uppercase and non-alpha-numeric characters  (try getting creative with it!).  Once the VIP Member Benefits Verify process has been completed access to the portal can be gained in just a few seconds by entering an email address and password before clicking the Sign In button (now that wasn’t so hard now was it?).

A Brief Overview of National General Holdings Corp.

• Is publicly traded on the NASDAQ stock exchange under ticker symbol NGHC
• Hauls in around 2.5 BILLION in revenue each year (definitely not a fly by night)
• Provides both personal and commercial insurance covering a number of items
• Offers Optional full Replacement Cost Coverage for RV owners (all aboard!!!)
• Products include short-term medical, fixed benefits, supplemental, and dental

Those who suddenly remember already going through the account registration process can click the Return to Login button to leave the enrollment form and return to the login screen.  Plan members who need to make a claim for benefits can initiate the process by calling the number located on the back of the ID card or by clicking the Submit a Claim link found at the bottom of the VIP Member Benefits Verify page.  Those with benefits questions can try calling the National General Accident & Health customer service department at 888-781-0585.  General inquiries for the company can be sent to the National General Accident & Health PO Box in Winston-Salem, NC.

National General Accident & Health General Correspondence Address

• PO Box 24279 Winston-Salem, NC 27114

References

• www.vipmemberbenefits.com/verify

 

My Member Quote

• Online form can be used to receive instant quote
• Frequently Asked Questions list is provided
• Over the phone customer support is available

Many would agree that receiving a quote for life insurance is a dish best served INSTANTLY.  AARP members who share this sentiment can now receive just that by visiting the My Member Quote page.  Upon arrival at the page a brief online form can be completed with a name, address, date of birth, gender, coverage amount, phone number, email, and confirmation of whether or not the potential applicant is an AARP member.  Prior to hitting the Get Instant Quote and Apply button an optional box can be checked by those who wouldn’t mind receiving information and offers about the AARP Life Insurance Program from New York Life.  Those who aren’t quite convince about actually filling out an application may find the scale tipped in favor doing so after reviewing the information found under the Features and Benefits section of the My Member Quote page (even the most skeptical will likely have a hard time saying no after reviewing this incredibly persuasive material).

Thanks but why should I be interested in this?

• Requires no medical exams or health questions and guarantees that rates won’t go up
• The insurance can be held onto permanently (talk about making a lasting impression!)
• No fear of being rejected for AARP members ages 50 to 80 (guaranteed acceptance)
• A 30 day guarantee is included that allows cancellation of coverage for a full refund
• After the first 2 years of coverage plan benefits are guaranteed NEVER to decrease

It should be noted that the online application may not be available in all U.S. states.  Those with questions about the AARP Life Insurance Program from New York Life will likely find the answers they need (and most likely deserve) by reviewing the information found under the Common Questions About This Insurance section of the My Member Quote page.  Alternatively, questions can also be addressed by calling 800-865-7927 between the hours of 8 AM and 8 PM Monday through Friday and from 9 AM to 5 PM on Saturdays.  Those with general inquiries for AARP can try reaching out to the company via phone, mail, or email correspondence.

AARP Contact Information

• 601 E St., NW, Washington DC 20049
• member@aarp.com
• 888-687-2277

Reference

• www.mymemberquote.com

 

 

FEP Blue MRA

• New users can register online or by phone
• Frequently Asked Questions are provided
• Blue Cross Blue Shield contact info available

Most would agree that receiving money BACK every once in a while (as opposed to constantly shelling it out all day everyday) is an invigorating feeling.  Blue Cross Blue Shield Federal Employee Plan Basic Option members who are enrolled in Medicare Part A and B should be prepared to be invigorated to the tune of a whopping $600 for reimbursement of Part B premium payments.  Those who wouldn’t mind an extra 6 c-notes in their back pocket (or securely tucked away in a savings account for the more cautious individuals) can begin the reimbursement request by going to the FEP Blue MRA page and clicking the Get Started button to be directed to a new page where the online registration process can be completed.  Those who have already signed up for an account can skip the registration process and login with a username and account password.

So far so good.  What else should I know about the reimbursement process?

• Proof of Part B premiums payments can be uploaded online or sent via facsimile or mail
• A Social Security COLA statement can be used as payment proof (no not the soft drink)
• Approved claims will be paid tax free via direct deposit (insert cash register sound here)
• Cancelled checks and credit card/bank statements can also be used as payment proof
• Most of the claims submitted will be reviewed within 2 business days (not too shabby!)

Plan members who have forgotten a password can click the Forgot button to begin the account recovery process.  Those with questions can try clicking the FAQs link posted at the bottom of the FEP Blue MRA page to review the list of available Frequently Asked Questions.  Members who would rather register for a reimbursement account over the phone can do so by calling 888-706-2583 between the hours of 8 AM and 8 PM Eastern Time (the online registration is the usually the fastest and most convenient way to go about it).

Address and Fax Number for Payment Proof

• PO Box 14053, Lexington, KY 40512
• 877-353-9236

Reference

• www.fepblue.org/mra

 

 

 

 

Aetna Validation

• Online form can be submitted to validate provider
• Validation process can also be completed via fax
• Aetna support contact information is available

When something needs to be validated, chances are its important enough to deserve a convenient online method to help ensure it gets done on time.  It’s a good thing participating providers who need to validate information with Aetna have access to such a method at the online Aetna validation page.  Providers who DO NOT have any changes to report can begin the validation process by entering a tax identification type (Employer ID Number or Social Security Number), Tax Identification Number, PIN prefix, PIN, and state.  Before moving on to the next section a box must be checked to confirm all the information has been entered correctly (probably a good idea to actually double-check the information instead of just blindly checking the box).  It should be noted that the tax identification type used to complete the Aenta validation should only be a Social Security Number if the provider does not have an Employer ID Number.

Aetna: A Look Back in Time

• Dates back 1850 when Aetna Insurance Company produced an annuity fund
• Got into the liability game in 1902 by forming an Accident and Liability division
• 100 years is celebrated in 1953 with over 8,000 people attending the big party
• In 1981 Aetna reorganized to realize a more market-oriented company stricture
• Invests in its employees by increasing wages in 2015 (show me the MONEY!!!!!)

The Aetna validation process can be wrapped up by entering basic contact information including a submitter’s first and last name (save the nicknames for another day), submitter’s phone number, and the email address of the provider.  The process can also be completed by faxing all of the required information to the number provided in the letter received from Aetna.  Providers with questions for Aetna can try calling one of the company’s toll-free support phone numbers.

Aetna Provider Support

• 800-624-0756 (Medicare Advantage and HMO plans)
• 888-632-3862 (all other plans)

Reference

• www.aetnavalidation.com

Sign Your Med Supp App

• Authorization number is needed to begin process
• Mutual of Omaha contact information is available

The electronic signature is quickly becoming the fastest (and easiest) way to sign off on a document.  Those who need to provide a signature for a Medicare supplement application from Mutual of Omaha can see exactly how easy it can be by going to the Sign Your Med Supp App page.  After arriving at the page the e-signature process can be initiated by entering an authorization number along with a date of birth (must be entered in the MM/DD/YYYY format) before clicking the Sign In button.  After clicking the Sign In button access to the system will be granted for completion of the electronic signature (just a tad bit easier than driving all the way to an agent’s office to sign with a pen!).  Those with questions about the process are encouraged to reach out to their producer for help.

Why Medicare supplement insurance from Mutual of Omaha?

• Works with Medicare parts A and B to help reduce the member’s health care expenses
• ANY health care provider who accepts Medicare will accept the Medicare supplement
• Out of pocket costs are rare as the supplement insurance pays what Medicare doesn’t
• Coverage renews as long as the premiums are paid on time (premiums may change)
• Will cover health care costs ANYWHERE within the United States (just like Medicare)
• Some individuals may qualify for a 12 percent household discount off their premium

It should be pointed out that the Sign Your Med Supp App page contains files in the Adobe Acrobat PDF format.  Those who do not yet have the appropriate software to view these documents can fix that problem by clicking the Adobe Reader link to initiate the download (don’t worry it’s free of charge).  Customers with questions about Medicare supplement insurance from Mutual of Omaha can call toll-free between the hours of 7 AM and 8 PM CT Monday through Friday and from 10 AM to 5 PM CT on the weekends.

Mutual of Omaha Medicare Supplement Insurance Number

• 800-680-8435

References

• www.signyourmedsuppapp.com
• www.mutualofomaha.com/medicare-supplement-insurance/benefits

 

AARP Drive Safe 42

• Sign up online for the driving safety course offered by AARP
• Customers can pay by either personal check or credit card

Drivers that feel the need to brush up on their driving safety knowledge may want to take a minute or two to consider the AARP Smart Driver online course.  To take the first step to being a safer driver customers will need to go directly to the AARP Drive Safe 42 webpage and click the Sign Up button.  Next drivers will need to select the state shown on their driver license (even if different from the state of residence) as car insurance and state specific mandates are based on driver licenses.  To complete the purchase of the course customers will need to verify if they are an AARP member and then enter their payment information.  To pay by credit card drivers will need to enter their credit card number, full name shown on the card, expiration month and year, and CVC number. Drivers that would rather pay by check will need to mail their payment to AARP Driver Safety 5760 Fleet Street, Suite 210 Carlsbad, CA 92008.  All checks should be made payable to AARP Driver Safety and should include a driver license number so payment can be more easily matched with the customer’s account.

What’s so good about the AARP Smart Driver online course?

• Drivers that pass the course could be eligible for a multi-year discount on your auto insurance
• The course is rather affordable and can be conveniently taken within 60 days of purchase
• Drivers should feel much safer behind the wheel after taking the course as it teaches evidence based strategies
• The course offers information to older drivers about age related physical changes and how driving can be adjusted to compensate

Customers that have questions about the AARP Smart Driver online course can get answers by using of the convenient contact form posted on the company’s website. When completing the form customers will need to include their full name, email address, phone number, and subject with their contact message.  Alternatively customers can reach AARP by dialing 1-800-350-7025 or by firing an email over to customerservice@aarpdriversafety.org.

References

• www.aarp.org/drivesafe42

 

Best Pet Insurance Ever

• Whole Pet with Wellness plan
• Get a quote at designated webpage

Pet owners can rest a little easier knowing that Nationwide is coming to the table with the Whole Pet with Wellness plan.  The company is touting the plan as the best pet insurance ever as it pays 90% back on vet bills, offers the most extensive coverage customers will find, and allows customers to continue seeing their established veterinarian.  To get  started down the path of obtaining the best pet insurance ever, potential policy holders will need to complete a short form and get a quote.

Tell Nationwide about your pet:

• The first piece of information customers will need to divulge is their zip code as it helps provide for the most accurate quote
• The kind of pet owned will need to be confirmed (Dog, Cat, Bird or Exotic pet)
• Customers will need to confirm the age of their pet by selecting from a range of ages listed in a drop down box
• To complete the quote process users will need to provide either and email address or phone number

Nationwide’s Whole Pet with Wellness Plan starts at $64 a month and covers things such as prescriptions, exams, lab tests, hereditary conditions, chronic conditions, wellness, x-rays, surgeries, and hospitalization.  There are however a few items the best pet insurance ever will not cover such as preexisting conditions, non-veterinary fees, and grooming.  To see how much of the costs the Whole Pet with Wellness plan will cover, users can take advantage of the interactive calculator posted by Nationwide on the Best Pet Insurance Ever webpage.

Nationwide is one of the biggest insurance and financial services companies in the world with affiliated companies such as Allied, Farmland, and Scottsdale.  The company’s headquarters are located in Columbus, Ohio at 1 W Nationwide Blvd, Columbus, OH 43215.  To reach Nationwide by phone please dial 614-249-7111.

References

• www.BestPetInsuranceEver.com

Progressive 598 

• Enter zip code to begin the quote process
• Get quote at designated webpage

Car owners can now save some serious moolah (money) by taking advantage of the Progressive 598 quote.  To see how they can save nearly $600, customers will need to use the internet to surf over to the designated quote page.  Once on the quote page potential customers will need to enter their zip code and then hit the Get A Quote button to be directed to a new page where the quote process can be started.  To start the quote potential customers will need to enter their first name, last name, mailing address, city, state, zip code, and date of birth.

How to know if the quote is accurate

• As long as the information entered by the customer is accurate the quote will be accurate
• Some state laws may require additional coverages to be added which may increase the quote

How to know if there are better rates out there

• Progressive Direct provides rates from other companies in most states
• After getting a Progressive Direct rate users will need to answer a few more questions to receive the comparison rates

How to talk to a live person if assistance is needed

• Users can reach out to a live representative  24 hours a day 7 days a week by dialing 800-776-4737
• The average wait time to be connected to a representative is under 10 seconds
• Customers that would rather have a representative call them about the Progressive 598 quote can use the Talk To Me service by hitting the Request a Call button

The Progressive Corporation is an insurance holdings company that provides personal, commercial, and property insurance.  The company was founded in 1937 and has headquarters in Mayfield Village, Ohio.  The Progressive Corporation can be reached by mail at 6300 Wilson Mills Rd, Mayfield, OH 44143.

References

• www.progressive.com/598